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A Commercial Mortgage Broker

The expertise of a commercial mortgage broker can be vital to the success of your commercial investment. Commercial mortgage brokers are experts at finding the best mortgage for you and often are knowledge about their area. They can help you with location, mortgage rate and the optimum lender. Location of an investment property is extremely important to your business. Does your location receive the right type of traffic? Is the area over saturated, making competition difficult? If the property is an office building, is it filled with stable tenants or able to easily attract tenants that will pay consistently? Having an expert with knowledge of the area will be able to provide you with the necessary due diligence. A commercial mortgage broker that has been working in an area for an extended length of time will have intimate knowledge of areas that are prime income producing properties and real estate that will only drain a company's resources. Some commercial mortgage brokers eve...
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A Discussion of Commercial Bridging Finance

Anybody who has ever arranged bridging finance for a residential property purchase will know how complicated the entire process of application can be, the situation is significantly more complex when it comes to arranging commercial bridging finance. Personal finance lenders consider bridging finance to be one of the most risky forms of lending; this statement is doubly true for commercial lenders. There are however, some great opportunities for a knowledgeable commercial finance broker to arrange bridging finance that is not only cost effective, but will cover 100% of the actual property cost, making the capital investment for the short term an incredible 0%. Intrigued? Let's take a look at how this is achieved. Firstly we need to consider valuation, by choosing a lender that will allow the borrow to work from the open market value of the property, rather than the actual purchase price, the loan to value amount increases, which means that the actual loan is for an amount clos...
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